AML/CFT Compliance Services in Dubai & the UAE
Anti-money laundering (AML), counter-terrorist financing (CFT), and proliferation financing (PF) regulations in the UAE were updated through Federal Decree-Law No. 10 of 2025 and its executive regulations. Businesses in regulated sectors are expected to maintain risk-based controls, conduct due diligence, keep proper records, and meet reporting obligations set by the relevant supervisory authorities.
Elevate Accounting & Auditing provides practical guidance, risk assessment support, documentation assistance, policy development support, and training services for businesses looking for AML compliance services in Dubai and the wider UAE.
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Who We Are
Businesses across the UAE rely on Elevate Accounting & Auditing for accounting, taxation, advisory, audit, and compliance support.
AML Compliance Packages
Every organisation has different obligations, reporting requirements, and operational requirements. Our packages are designed to accommodate businesses of different sizes and sectors.
Essential Package
Suitable for businesses seeking foundational guidance and documentation support.
Included services
- AML risk assessment support
- Documentation review
- Policy guidance
- Record management assistance
- Initial consultation
- Advisory support
Advanced Package
Designed for organisations seeking broader support.
Included services
- Everything included in the Essential package
- Internal policy reviews
- Staff training support
- Risk-management guidance
- Ongoing advisory assistance
- Regulatory updates
Enterprise Package
Created for organisations with more extensive compliance requirements.
Included services
- Everything included in the Advanced package
- Enhanced risk assessment support
- Comprehensive documentation reviews
- Senior advisory support
- Expanded training programmes
- Priority assistance
Our AML Services
AML obligations often extend far beyond documentation. Our team provides guidance across several important areas of AML and CFT compliance.
Our services include
Need additional guidance?
Our consultants are available to discuss your organisation's requirements and compliance responsibilities.
Speak with our team today.
Why AML/CFT Compliance Matters
AML compliance helps organisations strengthen internal controls, improve transparency, reduce financial crime risk, and maintain better regulatory preparedness.
Benefits include
Documents Required for AML/CFT Compliance
Documentation requirements differ from one organisation to another. However, businesses are commonly asked to prepare the following information.
Corporate information
- Trade licence
- Memorandum of Association (MOA)
- Articles of Association (AOA)
- Shareholder information
- Organisational charts
Identification records
- Passport copies
- Emirates ID copies
- Visa information
- Ultimate beneficial owner (UBO) information
Financial information
- Financial statements
- Transaction records
- Customer information
- Source-of-funds documentation
Internal records
- Risk assessments
- Internal policies
- Due diligence records
- Training records
Latest Regulatory Developments
The UAE continues to strengthen its anti-money laundering, counter-terrorist financing, and proliferation financing framework as part of its broader national strategy.
Federal Decree-Law No. 10 of 2025 is now the UAE's principal AML/CFT/PF law, supported by Cabinet Resolution No. 134 of 2025, which provides the implementing regulations and reinforces a risk-based compliance framework.
Key developments
- Greater coordination among supervisory authorities
- Enhanced oversight mechanisms
- Stronger reporting frameworks
- Continued alignment with international standards
- Greater emphasis on transparency and accountability
Special Focus: AML Compliance for Gold, Jewellery, and Real Estate Businesses
Certain sectors are subject to additional scrutiny because of the nature of their operations. Businesses operating within these sectors often require stronger due diligence procedures, more detailed record-keeping practices, and enhanced internal controls.
Areas of focus
Precious metals and jewellery businesses
- Customer due diligence
- Source-of-funds verification
- Transaction monitoring
- Record management
Real estate businesses
- Risk assessments
- Customer identification procedures
- Reporting requirements
- Internal control procedures
Designated non-financial businesses and professions (DNFBPs)
- Policy development support
- Employee training
- Risk assessment procedures
- Compliance monitoring support
Why Businesses Choose Elevate
Hear What Our Clients Have to Say
Aamir Raheel
★★★★★Excellent service! The team managing our AML policy has been superb, professional, knowledgeable, and very reliable..
Read Full Review
ZAMA TAX AND ACCOUNTING
★★★★★I received the AML training from Mr. Sanaz.The training was very helpful on AML practical exercises.
Read Full ReviewAamir Raheel
★★★★★Excellent service! The team managing our AML policy has been superb, professional, knowledgeable, and very reliable..
Read Full ReviewNeed More Clarity?
Every organisation faces a different set of responsibilities. Our consultants can help you better understand the requirements associated with your industry and business activities.
Frequently Asked Questions
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