Federal Tax Authority Releases Guide On Real Estate Investment for Natural Persons

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Table of Contents

1. Definition and Scope of Real Estate Investment under UAE Corporate Tax Law:
• Real Estate Investment, as per Cabinet Decision No. 49 of 2023, includes any activity by a natural person related to the sale, leasing, sub-leasing, or renting of land or property in the UAE.
• Such activities are classified as Real Estate Investment if they do not require a license from a Licensing Authority.

2. Corporate Tax Applicability for Natural Persons under UAE Corporate Tax Law:
• For UAE Corporate Tax, Business Activities by a natural person are only taxed if the total turnover exceeds AED 1 million in a calendar year.
• Income from Real Estate Investment, however, is specifically excluded from Business Activities for Corporate Tax purposes under UAE Corporate Tax law.

3. Exclusion from Corporate Tax under UAE Corporate Tax Law:
• All gross income and associated expenses from Real Estate Investment by a natural person are exempt from Corporate Tax in UAE, regarding allowable expenditure.
• This ensures that natural persons engaging in unlicensed real estate investment activities are not subject to Corporate Tax on income from these activities.

4. Qualifying Investment Activities for Corporate Tax Exclusion in UAE:
• For Corporate Tax in UAE exclusion, Real Estate Investment must involve one of the following land or property-related activities:
– Selling
– Leasing or Renting
– Sub-leasing
• This list is exhaustive, meaning only these activities qualify as Real Estate Investment. Any activity not directly or indirectly related to these is excluded (e.g., property management services).

5. Income Source and Corporate Tax Exclusion:
• Income must be derived from the use of the land or property itself, not from services related to it (e.g., managing or maintaining the property).

6. Licensing Requirement for Corporate Tax Purposes under UAE Corporate Tax Law:
• If the activity requires a license from a Licensing Authority, it does not qualify for the Real Estate Investment exclusion. Licensed activities fall under Business Activities and are subject to Corporate Tax in UAE.

Scope of Land or Real Estate Property for Real Estate Investment Exclusion from UAE Corporate Tax:

1. Definition of Real Estate for UAE Corporate Tax Purposes:
• Real estate includes:
– Land with rights or interests attached.
– Permanent structures like buildings, engineering works, or attachments to the seabed.
– Fixtures or equipment permanently attached to land, buildings, or other structures.

2. Types of Property Covered under Corporate Tax Exclusion in UAE:
• Real estate property encompasses various types, including:
– Residential properties, holiday homes, commercial properties, warehouses, parking spaces, and more.
• Land can include agricultural, industrial, or residential land, along with any permanently attached structures or equipment.

3. Usage by Third-Party Occupants and Impact on Corporate Tax Exclusion:
• The nature of use (business or non-business) by third-party occupants or lessees does not affect the classification as Real Estate Investment for UAE Corporate Tax.
• Income may come from either commercial or residential use, or a combination of both.

4. Corporate Tax Exclusion for Real Estate Investment in UAE:
• Income from qualifying Real Estate Investment is excluded from Corporate Tax in UAE, regardless of property size, quantity, or income amount, provided it meets the criteria for Real Estate Investment.

Location of Land or Real Estate Property and Corporate Tax Exclusion in UAE:

• The exclusion from Corporate Tax in UAE applies to investment activities conducted in the UAE, which is in relation to land or real estate property located in the UAE and/or outside of the UAE.

Licensing Authority and Licensing Requirements for Real Estate Investment under UAE Corporate Tax Law:

1. Definition of Licensing Authority in UAE Corporate Tax Law:

• A Licensing Authority in the UAE is an entity authorized to license the conduct of Business or Business Activities, including Free Zones. Examples include:
– Departments of Economic Development (various Emirates)
– Dubai Land Department
– Abu Dhabi Department of Municipalities and Transport
– Sharjah Real Estate Registration Department

2. Definition of License under Corporate Tax Law in UAE:
• A “License” is any document issued by a Licensing Authority permitting a Business or Business Activity in the UAE.
• For example, a permit for leasing holiday homes issued by the Dubai Department of Economy and Tourism qualifies as a Licence.
• Administrative documents, like tenancy contract registrations (e.g., Ejari in Dubai or Tawtheeq in Abu Dhabi), do not count as Licences, as they do not authorize business conduct.

3. License Requirement for Corporate Tax Purposes in UAE:
• The Corporate Tax law in UAE does not mandate that natural persons obtain a Licence for Real Estate Investment. Licensing requirements depend on the relevant authority’s legislation.

4. Impact of Unlicensed Activity on Corporate Tax in UAE:
• If a License is required but not obtained, the activity will still be treated as a Business Activity. Consequently, income derived from this unlicensed activity will be subject to Corporate Tax in UAE if it meets the turnover threshold, even if no Licence was issued.
• In summary, Real Estate Investment must not require a Licence to qualify for Corporate Tax exclusion under UAE Corporate Tax law; otherwise, it may be subject to Corporate Tax in UAE based on turnover, regardless of actual licensing.

Direct and Indirect Conduct of Real Estate Investment Activities for Corporate Tax in UAE:

1. Direct vs. Indirect Conduct of Real Estate Investment under UAE Corporate Tax Law:
• Real Estate Investment activities can be performed either:
– Directly by the natural person, or
– Indirectly through an intermediary, such as an agent or property management company.

2. Income Through Intermediaries and Corporate Tax Exclusion in UAE:
• Income received by a natural person through an intermediary can still qualify for the Real Estate Investment exclusion, depending on specific circumstances.
• For example, if a natural person hires a third-party agent to manage and collect rent for their property, the income from this arrangement qualifies as Real Estate Investment, regardless of the agent’s licensing status.

3. Licensing Relevance of Intermediaries for Corporate Tax in UAE:
• The licensing status of intermediaries (such as property management companies) does not affect the natural person’s eligibility for the Real Estate Investment exclusion under UAE Corporate Tax law, as long as the natural person’s activity itself does not require a License.
• Any related income activities will only be excluded from Corporate Tax in UAE if they do not require a License from a Licensing Authority.
In summary, income derived either directly or indirectly by natural persons from qualifying Real Estate Investment activities can be excluded from Corporate Tax in UAE, provided the activities themselves do not require a License.

Corporate Tax Treatment of Real Estate Investment for Natural Persons under UAE Corporate Tax Law:

1. Sole Establishments and Sole Proprietorships under UAE Corporate Tax Law:
• A sole establishment or sole proprietorship, owned and operated directly by a natural person, is considered the same legal entity as the natural person for Corporate Tax purposes.
• The natural person, not the sole establishment or proprietorship, is the Taxable Person for Corporate Tax in UAE.
• Example: A natural person with a sole establishment licensed to manage self-owned properties will have rental income subject to Corporate Tax in UAE if the annual turnover exceeds AED 1 million.

2. Corporate Tax Implications of Real Estate Investment under UAE Corporate Tax Law:
• Exclusion of Income and Expenses: If income from Real Estate Investment is excluded from Corporate Tax in UAE, related expenditures are also non-deductible, and profits or losses from such activities are not included in taxable income.
• Registration Threshold: Natural persons must register for Corporate Tax in UAE only if turnover from taxable Business Activities exceeds AED 1 million annually; Real Estate Investment income that qualifies for exclusion is not counted toward this threshold.
• Arm’s Length Transactions: Transactions with Related Parties, such as leases or management agreements, must meet arm’s length standards for Corporate Tax in UAE.

3. Differentiating Taxable Business from Excluded Real Estate Investment under UAE Corporate Tax Law:

• Income from Real Estate Investment (e.g., rental income not requiring a License) is not included in Corporate Tax calculations in the UAE.
• Licensed activities involving real estate property owned as part of a Business are subject to Corporate Tax in UAE.
• Natural persons with both Business Activities and Real Estate Investment income must clearly separate non-Business real estate income to benefit from the exclusion under UAE Corporate Tax law. For example, a natural person with a real estate Business who sells a personal residence in a non-Business capacity can exclude this income from Corporate Tax in UAE.

4. Apportionment of Expenditure for Corporate Tax in UAE:
• When expenses are shared between Real Estate Investment (excluded from Corporate Tax in UAE) and taxable Business Activities, an apportionment method is needed.
• Direct Expenses: Expenses directly tied to specific activities are straightforward to allocate.
• Shared Expenses: General overheads and shared costs are allocated based on reasonable apportionment methods, such as headcount, floor space, usage, or time spent.
• The chosen method should fairly represent the benefit each activity derives from the expense and should be used consistently across Tax Periods unless significant changes justify an adjustment.

5. Joint Ownership of Real Estate under UAE Corporate Tax Law:
• For jointly owned real estate, income from Real Estate Investment is allocated among owners based on the ownership structure and assessed individually for each owner’s Corporate Tax status.
• Natural persons who do not require a Licence for their Real Estate Investment income are out of scope for Corporate Tax in UAE. Each joint owner should assess their income based on their own facts and circumstances to determine if it qualifies for the Real Estate Investment exclusion under UAE Corporate Tax law.
• This ensures accurate reflection of expenses and income for tax purposes in cases of shared ownership or mixed-income sources.

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